Banking Exam Question - What are the NRB Directives (2074) about Additional Provision Regarding Term Loan? Explain

Introduction - Additional arrangements for Term Loan

1. Term loan flow in documents will not be disbursed in the right to classify the loan amount on the basis of the expiry period. However, there will be a provision of debt deficit in accordance with the rights of periodic debt provided by licensed licensed organizations not allowed to occupy the upper house.

• In such case the amount of interest amount will be made to classify credit losses in class basis only if the amount of money has passed in the short run for less than 1 year. However, if the licensed entity wants to classify the entire loan amount in the net debt, this system will not be considered interrupted.
• The loan amount will be made to classify the loan by defaulting the net debt in the case of the amount of money spent for more than 1 year.

2. In case of no power for hydro power projects, power transmission line and construction of debt consolidation projects, no more than 90 days will be required to set up such loan amount per year and make a loan loss per cent.

Note: For the purpose of this period, "Term Loan" means that the debt consolidation should be maintained for more than one year period.