Banking Exam Question - What are the NRB Directives (2074) Regarding the Flow of Loan to Risk Taker (Operator, Chief Executive Officer or Official Level Officer)

Introduction - Regarding the Flow of Loan to Risk Taker (Operator, Chief Executive Officer or Official Level Officer)

(1) The licensed entity will not charge any other type of loan in the personal names except the debtor of other licensed entities, the Chief Executive Officer or the Chief Executive Officer, the loan for education loan, high priority loan, home loan or home loan.

• However, this system will not be considered to take loan under government borrowing, method receipt, golden mortgage or credit card. The issuance of this directive will be required to be made regular in mid-December,

(2) The licensed entity will not be able to flow any loan in the firm, company or organization of most owned and owned firms of the executive head of any licensed organization. This will not be renewed after the payment period is terminated in the right of debt due to the direction of this directive. Most ownership for this purpose should mean firm, company or organization owned by over 50 percent.