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Banking Exam Question - What are the NRB Directives (2074) Regarding Flow of Loan against Founder Shares Mortgage/Collateral? Explain





Introduction - Regarding flow of loan against founder shares mortgage/Collateral

Financing the terms and conditions of the financial and financial institutions of banks and financial institutions can be kept on the basis of debt.

  1. The founder of the Founding Credit Card will take necessary steps to control the risk and management of the risk of the collateral loan.
  2. Founder / Founder, who holds more than 1% founder's share of licensed bank and financial institutions, will not receive loans from more than 50 percent of their shares of founder's shares. This loan will be required to be given within the specified time period in the time of the date of payment or before the date of 2068 AD, on the right to utilize more shares than the above limit. Vaccines and financial institutions will record the risk of obstruction and financial obligation by following this system.
  3. When evaluating the size of the shares kept for the purpose of debt flow in the founding shares of the founder shares, the remaining 180 work days of ordinary shares will be made based on the cost of the last traded value of 50% or the total share of the founder's shares on average basis. Only a maximum of 50 percent of the fixed value will be paid only. Once the flow of such flow has been rehabilitated, the loan will not be made to maintain additional debt limit or to provide additional debt on the basis of sleep. However, while the market price is less and less secure, additional security will be required.
  4. Due to the flow of founding shares under the debtor's financial debt, such shares will not be allowed to carry the non-banking property and sell it under 6 months of the founder's share of the mortgage.
  5. In case of the founding share-off debt line, the loan will have to be re-payed and such period will not exceed one year.
  6. Due to the flow of mortgage bonding of the founder shares, the debt will not be able to rebuild and rearrange such debt.

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