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Banking Exam Question - What is Internet Banking (E-Banking)? Explain the Current Status of E-banking in Nepal




Introduction - Internet Banking & Nepal's Scenario
Online banking, also known as internet banking or e-banking or virtual banking, is an electronic payment system that enables customers of a bank or other financial institution to offer a wide range of financial transactions through the financial institution's website. It is one of the most using services from banks.

  1. Deposit deposits, pay-off, any person or partner of the flow of debt is called a bank.
  2. The functioning of the banking business using electronic technology and medium is called e-banking.
  3. The use of electronic devices to provide traditional and modern banking service to the customer is called E-Banking 24 hours.
  4. It can also be considered as electronic fund transfer.
  5. Under E-Banking, ATM, Fax, Remit, Card System, Mobile Banking etc.
  6. Computer and Internet requirement is mandatory.


Current state of e-banking in Nepal:

  • Commercial banks operating in Nepal are providing service facilities to the customer, e-banking service, mobile banking service, internet banking service, phone inquire etc.
  • Private Banks have provided services for debit cards, ATMs, bills, payouts etc. In these bucks, the ladies wear a knit, a knit, a knit and a nail bucket.
  • E-banking businesses get competition between banks. Therefore E-Banking is an important requirement for today's time.

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