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Banking Exam Question - What are the Provision Regarding Deprived Sector Loan by Banks & Financial Institution? Explain




Introduction - Deprived Sector Loan

  • According to literally, the wage loan means that the wages provided to the low income and especially socially backward women, people's rights, Dalit groups, blind people, Sharis, disabled people, marginalized communities and small farmers, Kaligadh, laborers and landless families are called wage wages.
  • In other words, the amount of electricity flowed to the specified extent to be used for running volatile minerals running for economic and social upliftment is called wage wage loan.
  • Instructions of integrated instructions issued to the banks and banks of the Bank of Nepal It is arranged in 17 2072.
  • According to the provision of Integrated Directory 2072, the licensed institutions of licensed and categorized sections should be able to flow debt in the wasted class by 4.5, 4 and 3.5 percent respectively for their total debt consolidation.


For example, up to sixty thousand loans provided for a loan of up to 60 thousand, personalized or collective organizations, provided to the people who are traveling to foreigners, provided loans, small irrigation, small towels, seed purchasing, winter breeding habits, provided according to the agreement. For the poor classes etc. for one lakh and fifty thousand rupees For example the call of the loans will be.

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